If you are charged with driving under the influence, chances are your insurance premium will be affected.
How clean (or not clean) your driving record is can play a big role in determining what you pay for car insurance. Your driving record will show any kind of marks on your driving record, especially a DUI. Usually when you apply to purchase car insurance, the company will usually request copies of your driving record, which will be reviewed, and they will certainly see a DUI conviction on there. The same applies for if you are renewing your insurance policy. They will again review your record, which will show any marks against you.
Having a DUI on your driving record may result in insurance companies seeing you as a higher risk driver. When insurance companies review your driving history and see that you have points on your record because of a DUI, they may charge you more for your monthly rates.
Some car insurance companies may not even insure those who have a DUI on their record.
After a DUI conviction, the state in which you were charged will likely request that you file an SR-22 form, which is a statement of financial responsibility. This document shows proof tat you can afford the insurance the your state of residence requires you to have when you own a vehicle. Usually, this form must be filed before you can start driving again.
In some cases, insurance companies will file this form on your behalf, some of them charging a small fee for this service.
To learn more about how a DUI charge can impact your finances and car insurance, contact a Tucson DUI attorney at Thrush Law Group. We will help maintain your rights in any DUI charge in Arizona. Visit us at level-glove.flywheelsites.com for more information and a free consultation.